Implementation Roadmap

Phase 1:

• Securing financial licenses, develop backend.

• Deploy 10,000 POS devices.

• Launch nationwide in Thailand with fiat ramp.

• Digital consumer card (Visa/Mastercard network)

• SDK release and smart contract audit

Phase 2:

• Scale to Indonesia, Vietnam, Ghana, Nigeria, Guinea

• Launch soft POS with self-service KYC portal.

• Integrate local fiat pairs (IDR, VND, NGN, GHS)

• Wallet Integration

• Launch $XCP Airdrop Reward System

Phase 3:

• Scale to Latin America: Chile, Venezuela, Argentina, Honduras

• Introduce PaywithCrypto wallet (non-custodial with fiat off-ramp)

• Pilot program: Crypto ATM and small business lending via DeFi

Long-Term:

• AI-powered merchant analytics

• Crypto-native savings accounts

• On-chain merchant reputation system