The Pay With Crypto Solution

PaywithCrypto (PWC) solves the critical disconnect between crypto ownership and real-world usability. We’ve built a comprehensive platform designed to make spending crypto as seamless as tapping a card or scanning a QR — all while staying fully compliant, non-custodial, and merchant-friendly.

Our solution doesn’t just bridge crypto to fiat. It redefines how digital assets fit into everyday life — from retail shops to travel hubs, cafes, and beyond.

5.1. Merchant-Friendly POS System

  • Smart POS Hardware Plug-and-play devices for stores, cafés, and service providers with built-in QR scanner, NFC, and stablecoin compatibility.

  • Soft POS App (Coming Soon) A mobile-based QR code solution for small vendors and freelancers. No hardware needed — just a smartphone.

  • USDT, USDC, BTC, ETH & more Accept major cryptocurrencies, including stablecoins for minimized volatility.

  • Zero Transaction Fees for Merchants Unlike traditional systems, merchants keep 100% of the payment — no cuts, no fees.

5.2. Seamless Crypto-to-Fiat Conversion

  • Licensed Conversion Partners Through our partnership with COINS (Thailand) — the only B2B-licensed crypto exchange in the country — merchants can instantly convert crypto into Thai Baht (THB).

  • Optional Settlement in THB or USDT Merchants choose to keep crypto or auto-convert to fiat. If converted, COINS deposits THB directly into their company bank accounts.

  • AML Safeguards Built-In Transactions flagged as “blacklisted” are blocked within 5 seconds, ensuring every settlement remains secure and compliant.

5.3. Non-Custodial by Design

  • Direct Wallet-to-Wallet Payments PWC never touches funds. Customers pay directly to merchant wallets via QR scan.

  • No Wallet Lock-ins Compatible with popular non-custodial wallets like MetaMask, Trust Wallet, SafePal, and WalletConnect-enabled apps.

  • Self-Sovereignty Preserved Both merchants and users retain full control over their funds at all times.

5.4. Designed for Emerging Markets

  • Localized Fiat Support From THB in Thailand to future integrations with IDR, VND, NGN, and GHS — PWC enables fiat conversion in countries where crypto is essential.

  • Empowering the Unbanked Our platform is designed to serve tourists, expats, and locals in cash-heavy economies — starting with the $50M/day OTC market in Phuket.

  • Simple UX, Language Support, and Training We provide onboarding for first-time merchants and ensure simplicity across user interfaces.

5.5. Fully Compliant, Ready to Scale

  • KYC & KYB Integration All merchants must pass government-level identity checks via regulated partners.

  • Tax-Friendly Settlement Fiat payments routed through licensed exchanges help merchants avoid complicated crypto tax burdens.

  • Auditable & Transparent All transactions are logged with timestamped metadata for compliance and analytics.

5.6. Modular Ecosystem

  • API & SDK for Developers Easy-to-integrate backend tools for third-party platforms, wallet apps, and regional payment providers.

  • Analytics Dashboard (Future Release) Merchants will have access to transaction histories, fiat conversion summaries, and loyalty data insights.

  • Future Token Economy (Under Design) Launch of $PWC utility token for cashback, referrals, staking, and premium features.

The Outcome: Real Utility, Real Adoption

Problem

PWC Solution

Crypto too technical

QR-based payments, mobile app

Merchants can’t accept crypto

POS device + app, zero fees

OTC dependency in Phuket

Real-time crypto-to-fiat via COINS

No compliance clarity

KYC/KYB, AML checks built-in

No usable crypto in daily life

Spend crypto like cash, instantly

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