25. Seed Fund

To ensure a capital-efficient and strategically phased rollout, the seed funds raised will be deployed across four critical pillars of platform growth and regulatory readiness. The allocation is designed to balance infrastructure, compliance, ecosystem onboarding, and user adoption.

Total Seed Round Target: $2.5 Million USD

25.1 Strategic Priorities

• Regulatory Readiness First: Licensing and compliance are foundational, enabling legal scaling across key jurisdictions like Southeast Asia, the EU, and LATAM.

• Tech as a Backbone: Ensuring the app, POS, and card infrastructure are secure, user-friendly, and scalable.

• Merchant Activation = Immediate Utility: Each merchant onboarded translates to real-world $XCP demand and ecosystem activity.

• Wallet Growth = Network Effect: A wider user base accelerates transaction volume, referrals, and token circulation.

25.2 Allocation Breakdown

Category	Amount (USD)	Purpose
Licensing & Compliance	$1,000,000	Secure regulatory approvals, regional MSO licenses, KYC/AML stack integration, and international legal compliance documentation.
Technology & Development	$500,000	Enhance wallet UX/UI, expand POS infrastructure, integrate fiat-crypto rails, and deploy scalability improvements across backend systems.
Merchant Onboarding	$500,000	Deploy merchant acquisition campaigns, provide POS hardware, run workshops, and build local business partnerships.
Wallet Marketing & User Growth	$500,000	Run targeted digital campaigns, influencer partnerships, referral programs, and local market activations for PWC Wallet adoption.

25.3 Investor Takeaway

This balanced allocation ensures that every dollar raised contributes directly to:

· Infrastructure that unlocks new markets

· A user ecosystem that drives $XCP utility

· A compliant foundation that supports long-term scalability

PWC isn’t building hype — we’re building a regulated, usable, and scalable crypto payment ecosystem from day one.