16. Infinity Loop Funds and Grants
A perpetual engine for PaywithCrypto ecosystem growth.
To catalyze mass adoption, technological innovation, and network effects, PaywithCrypto has established the Infinity Loop Fund — a hybrid ecosystem accelerator combining strategic capital deployment (70%) and grants-based support (30%).
The goal is to fund high-impact initiatives that increase utility and merchant traction while encouraging grassroots innovation across the XRPL-based XCP economy.
16.1 Purpose and Design
The Infinity Loop Fund is designed to:
· Fuel Merchant Growth – Incentivize merchant onboarding and retention via subsidized hardware, reduced onboarding costs, and transaction-based rewards.
· Incentivize User Activity – Encourage frequent usage of PaywithCrypto POS and wallet through gamified QR campaigns, loyalty models, and referral bonuses.
· Accelerate Developer Ecosystem – Support third-party integrations, API tooling, and real-world use case innovation.
· Strengthen Global Expansion – Empower regional partners, merchant agents, and fintech collaborators with co-marketing capital and operational runway.
This structure allows us to remain agile across regions while maintaining a growth loop: each campaign, grant, or investment directly feeds into real-world payment utility.
16.2 Capital Allocation Model
The Infinity Loop operates under a 70/30 hybrid structure:
16.2.1 70% Strategic Fund
Managed capital deployed for high-impact projects (e.g., device rollouts, exchange integrations, fiat ramps, regional agents)
Includes convertible notes, strategic investments, and milestone-based disbursements
ROI-linked deployment (target: 3x return across 24 months)
16.2.1 30% Grant Fund
Non-dilutive support for ecosystem builders, merchants, and local marketing campaigns
Transparent milestone tracking and disbursement via community dashboards
Regular application rounds with independent advisory input
16.3 Governance & Transparency
To ensure ecosystem trust, the Infinity Loop Fund follows a multi-layered governance process:
Core Allocation Board Internal team, strategic advisors, and token economists review proposals for impact and sustainability.
Ecosystem Advisory Council Merchant reps, agents, and developers from various regions — rotating quarterly — provide feedback and approve large disbursements.
Public Dashboard & Milestones All awarded grants, KPIs, and milestone results will be published quarterly for token holder review.
Every token spent should yield measurable ecosystem value — in users, transactions, partners, or volume.
16.4 Future Scaling
As PaywithCrypto scales, a portion of XCP-based platform fees will be recycled into the Fund:
15% of transaction fee revenue is allocated to replenish the Infinity Loop Fund
Additional performance-based top-ups voted on annually by governance board
Optional DAO transition in future phases (2026+) to community-based grant decisions
The Infinity Loop Fund is more than capital — it's a commitment to recursive, sustainable, community-powered growth. It ensures PaywithCrypto isn’t just a platform — it’s an ecosystem, rewarding those who help it thrive.
Last updated