# 23. Team
At the heart of PayWithCrypto is a diverse and visionary leadership team with a proven track record across blockchain innovation, fintech, cryptography, and strategic business development. Each team member brings a unique blend of expertise that fuels our mission to revolutionize global payments through decentralized technology.
Together, this leadership team positions PayWithCrypto to deliver a secure, scalable, and inclusive digital payment infrastructure. Their combined experience across finance, cryptography, community, and innovation ensures the platform is both technically sound and strategically agile—ready to empower merchants, agents, and users around the globe.
#### Vincent Tse – Founder & CEO
Vincent Tse is a Forbes 40 Under 40 awardee, blockchain advocate, angel investor, and multilingual executive with decades of hands-on experience across global finance, digital assets, and emerging technologies. He currently leads Swiss International Investment Trusts Co. and was closely involved in the early strategic planning of Bitcoin Gold (BTG).
Over the years, Vincent has worked across nearly every layer of the digital asset ecosystem — from mining operations and exchanges to wallets, DeFi platforms, and blockchain applications. Through this journey, he has built a strong international network spanning 48 countries, giving him a practical, global view of how crypto and traditional finance can work together in the real world.
Vincent’s leadership sits at the crossroads of fintech and digital banking, where regulation, infrastructure, and innovation must move in sync. His perspective aligns with institutions such as FV Bank, which are helping bridge traditional banking services with digital asset custody, compliance, and blockchain-enabled finance. This evolving model of unified fiat and crypto services reflects the direction Vincent believes the financial system is heading.
As Founder and CEO of PayWithCrypto, Vincent focuses on long-term vision, strategic partnerships, and sustainable growth. His priority is simple: build technology that people can actually use — solutions that fit within real financial systems, meet compliance requirements, and help merchants and users adopt crypto with confidence.
#### Benjamin Chen – Deputy Chief Executive Officer
Benjamin Chen is a senior business strategist with extensive experience across **digital finance, technology-driven platforms, and institutional engagement**, operating at the intersection of private enterprise, public policy, and sustainable growth. As Deputy Chief Executive Officer of PayWithCrypto, he plays a central role in operational execution, strategic partnerships, and cross-market expansion.
Benjamin has worked across multiple international markets, contributing to **corporate transformation initiatives, market entry strategies, and ecosystem development** for organizations spanning fintech, digital infrastructure, and emerging financial services. His experience includes collaborating with both private and public sector stakeholders to design scalable, impact-driven solutions that balance innovation with long-term resilience.
He is a member of the **World Economic Forum’s Global Shapers Community**, where he has participated in initiatives focused on inclusive growth, sustainability, and the responsible adoption of new technologies. This exposure has shaped his approach to leadership—grounded in governance awareness, stakeholder alignment, and real-world applicability.
Throughout his career, Benjamin has led and advised projects involving **digital payments, platform strategy, ESG integration, and cross-border business development**, helping organizations translate vision into execution. His ability to align operational teams, external partners, and strategic objectives makes him a key integrator within PayWithCrypto’s leadership structure.
At PayWithCrypto, Benjamin supports the CEO in driving organizational strategy, strengthening institutional relationships, and ensuring that growth initiatives are operationally sound, market-ready, and aligned with evolving regulatory and sustainability expectations.
#### Jackson Neo – Chief Marketing Officer (CMO)
Jackson Neo is a senior fintech and Web3 growth leader with over **15 years of experience building brands, driving adoption, and scaling digital ecosystems across Asia and emerging markets**. He currently serves as **Chief Marketing Officer at PayWithCrypto**, where he leads global branding, marketing strategy, community growth, and merchant engagement to support real-world crypto adoption.
Prior to joining PayWithCrypto, Jackson held senior regional leadership roles at **Finext Eastern Bank**, where he served as **Managing Director for Greater Asia** and **Vice President – Asia for Client Acquisition**. In these positions, he was responsible for regional market expansion, enterprise and institutional client onboarding, strategic partnerships, and go-to-market execution across key Asian markets. His work focused on scaling financial products, strengthening client relationships, and driving adoption within regulated banking and fintech environments.
Earlier in his career, Jackson worked across **fintech, digital banking, and blockchain-enabled payment platforms**, collaborating closely with product, sales, and ecosystem teams to bring complex financial technologies to market. He also served as a principal growth strategist at **DaBanc**, contributing to cross-border expansion, market positioning, and client growth initiatives.
Jackson has collaborated with **large internet and technology companies** on regional launches, growth optimization, and ecosystem partnerships—spanning mobile wallets, cross-border payments, and digital financial services designed for mass-market adoption.
Known for his ability to translate complex technologies into clear, relatable narratives, Jackson brings a strong balance of **strategic vision, execution discipline, and market realism**.
At PayWithCrypto, Jackson focuses on building a brand and growth engine that is **credible, compliant-aware, and merchant-driven**, supporting sustainable expansion across global markets.
#### VC Low – Chief Strategic Officer (CSO)
VC Low is a seasoned blockchain strategist and Web3 entrepreneur with extensive experience in **project incubation, ecosystem development, and strategic growth across digital finance and emerging Web3 infrastructure**. As Chief Strategic Officer of PayWithCrypto, he leads long-term strategy, ecosystem partnerships, and investment alignment—ensuring the platform scales sustainably across global payment markets.
In addition to his role at PayWithCrypto, VC has been closely involved with **DaBanc**, contributing strategic insight at the intersection of **digital banking, payments, and blockchain-enabled financial services**. His involvement centers on aligning Web3 innovation with real-world financial rails, helping bridge traditional banking frameworks with next-generation payment and settlement models.
VC has played key roles in **conceptualizing, launching, and scaling multiple Web3 and digital finance initiatives**, supporting teams from early-stage ideation through execution and market entry. His experience spans token economics, go-to-market strategy, ecosystem partnerships, and community-led growth—ensuring projects are both technically sound and commercially viable.
Known for his **sharp market intuition and deep understanding of crypto market cycles**, VC brings a balanced approach to strategy—combining visionary thinking with disciplined execution. His ability to assess emerging technologies through the lenses of adoption, risk, and long-term value creation makes him a key strategic force within the PayWithCrypto leadership team.
At PayWithCrypto, VC Low works closely with executive leadership to shape strategic direction, evaluate integrations with fintech and digital banking partners such as DaBanc, and support expansion across payments, merchant networks, and Web3 infrastructure. His role ensures PayWithCrypto’s growth remains **resilient, compliant-aware, and aligned with the evolving global financial ecosystem**.
#### **Calvin Wong - Chief Compliance Officer**
Calvin Wong serves as Chief Compliance Officer, bringing deep regulatory, risk, and governance expertise shaped by his experience at leading financial institutions including Hillhouse and CITIC. As an HKMA-registered banker, he has worked closely with regulatory frameworks governing financial institutions, ensuring operational integrity, compliance readiness, and sustainable growth.
With a foundation in chip design engineering and an Electrical Engineering degree from Jiaotong University, Calvin approaches compliance from a systems and infrastructure perspective—bridging technical architecture with regulatory requirements. This background enables him to translate complex regulations into practical, scalable compliance frameworks.
An early adopter of the agentic economy, Calvin actively explores how autonomous systems, AI-driven coordination, and emerging financial technologies can align with regulatory standards. He is also a published author of impact-oriented articles, contributing insights on compliance, innovation, and the future of financial systems.
#### **Haluk Duran - Regional Managing Partner (CIS Countries)**
Haluk Duran leads PayWithCrypto’s expansion across the CIS region, overseeing market entry strategy, regional partnerships, and regulatory coordination. He works closely with local stakeholders to navigate compliance requirements while driving the rollout of secure, scalable crypto payment infrastructure. His focus includes merchant onboarding, ecosystem development, and ensuring regional operations align with PayWithCrypto’s global standards for long-term, sustainable growth.
Haluk brings over two decades of international trade and cross-border business experience, with deep exposure to China–CIS–global commodity markets. He previously served as Trade Manager at Lexar Resources Inc., where he managed coking coal and steam coal marketing operations in China. Prior to that, he held the role of China Market Manager at Kastamonu Maden, leading market development and trade execution across the Chinese industrial sector.
Earlier in his career, Haluk spent more than 12 years as General Manager of Qingdao Agroproducts Overseas Co., Ltd., where he oversaw global export operations for agricultural commodities including peanuts, sunflower seeds, and pumpkin seeds. This long-standing experience in international logistics, supplier networks, pricing strategy, and cross-border settlement gives him a strong foundation in real-world commerce—an essential advantage when deploying crypto payment solutions in trade-driven economies.
At PayWithCrypto, Haluk leverages his background in traditional trade, market expansion, and international negotiations to bridge legacy commerce with modern digital payments, accelerating adoption across the CIS region while maintaining operational discipline and regulatory alignment.
#### Serhat Yanar - Regional Managing Partner (Europe)
Serhat Yanar serves as Regional Managing Partner for Europe and Chief Business Officer at PayWithCrypto, where he leads regional strategy, business development, and ecosystem expansion across multiple European jurisdictions. He is responsible for forging high-impact partnerships, coordinating regulatory and compliance alignment, and driving merchant and institutional adoption of PayWithCrypto’s secure, scalable crypto payment infrastructure.
Beyond PayWithCrypto, Serhat is an active builder and advisor across the Web3, AI, fintech, and digital infrastructure landscape. He is the Co-Founder and Chief Product Officer of Friend3, where he focuses on product innovation and user-centric Web3 solutions. He also serves as a Judge at the Stanford AI & Web3 Research Lab Association, contributing industry insight at the intersection of artificial intelligence, blockchain, and emerging technologies.
Serhat holds advisory and venture roles with several notable projects, including Advisor to Dynachain.io and Venture Partner at Klein Labs. His background also includes founding and leadership positions in GameFi, blockchain infrastructure, and mining initiatives—such as Co-Founder of CheersLand, Director of Partnerships at Devomon, and Chief Project Lead at Bluewheel Mining Club.
With a rare blend of product leadership, business strategy, and ecosystem-building experience, Serhat brings deep operational insight into how Web3 technologies scale responsibly. At PayWithCrypto, he plays a key role in aligning commercial growth with regulatory clarity, ensuring sustainable and compliant expansion across Europe and beyond.