17. Implementation Roadmap

Phase 1:

● Securing financial licenses, developing backend.

● Deploy 10,000 POS devices.

● Launch nationwide in Thailand with a fiat ramp.

● Digital consumer card (Visa/Mastercard network)

● SDK release and smart contract audit

Phase 2:

● Scale to Indonesia, Vietnam, Ghana, Nigeria, Guinea

● Launch soft POS with self-service KYC portal.

● Integrate local fiat pairs (IDR, VND, NGN, GHS)

● Wallet Integration

● Launch $XCP Airdrop Reward System

Phase 3:

● Scale to Latin America: Chile, Venezuela, Argentina, Honduras

● Introduce PaywithCrypto wallet (non-custodial with fiat off-ramp)

● Pilot program: Crypto ATM and small business lending via DeFi

Long-Term:

● AI-powered merchant analytics

● Crypto-native savings accounts

● On-chain merchant reputation system